Sean Casterline

What Is Investment Portfolio Management?

 Sean Donovan Casterline

Sean Donovan Casterline

financial advisors shaking hands

Are you curious about getting help with investment portfolio management? The broadest benefit to this option is that you have experienced financial professionals on your side to help you meet your goals. For those who may not be “all-in” with their understanding of the financial market, having a portfolio manager can help immensely.

This post will take you through the basics of investment portfolio management. It will also show Delta Capital Management’s process with its client-focused approach to individualized investment needs.

The Basics of Portfolio Management

Simply stated, portfolio management is the technique of overseeing a client’s investments and fine-tuning them to connect to client goals while tolerating a certain amount of risk.

Portfolio managers utilize their expertise to find the right investment pathways for clients, monitor their performance, and continually adjust based on current market conditions.

The idea is to lead clients toward their financial goals without exceeding their specified amount of risk. In exchange for this work, investors pay a small percentage of their portfolio to the management company.

For example, you have a sum of money you would like to invest. An investment portfolio management firm will determine your goals, understand your tolerance for risk of losses, and develop an investment plan to lead to your goals.

Portfolio Management Process

Delta Capital Management’s investment portfolio management process aims to develop client-focused solutions based on each investor’s financial goals. Before an investment program even begins, the planners and advisors at Delta Capital Management first work with each individual investor. Their goal is to determine an investor’s particular needs, objectives, and potential market restrictions.

Investment programs are developed through this consultation, weighing elements such as return requirements, risk toleranc, liquidity, and time. Each of these steps is custom to individual investors to find the exact strategy that meets their requirements.

After the initial consultation and learning phase, portfolio management occurs in five different components.

  1. Turn investor goals into explicit investment policies.
    The Delta Capital Management team will “translate” your objectives into explicit market maneuvers and policies for investing your capital.
  1. Develop and implement strategies by combining assets in the market.
    The explicit investment policies will be implemented into the market.
  1. Determine expectations within the investment environment.
    The specific investment environment for your assets and goals can now be defined within the market.
  1. Continually monitor market conditions relative to the investor’s objectives and risks.
    Regular, ongoing monitoring can respond to changes in the market or make adjustments depending on your risk tolerance.
  1. Adjust portfolio and strategy to ongoing changes that keep them connected to investor objectives.
    Changes can be made to better connect to your goals — or to reflect new goals or risk tolerances you may adopt.

Learn More About Delta Capital Management Today

The advisors at Delta Capital Management work to ensure that investors are fully in touch with their money throughout the entire process. From initial consultation to ongoing adjustment, they connect client goals to the market in a way that reflects their approach, risk tolerance, and more. From there, they continue to monitor and adjust based on investor feedback and market conditions.

To learn more about how Delta Capital Management can help you with your investment goals, contact our team today.